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Comment on Why is it apparently cool and fine for insurance companies to spend countless billions, trillions of our money constantly buying ad time?

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bdonvr@thelemmy.club ⁨1⁩ ⁨year⁩ ago

It’s not about being able to cover their liabilities, but charging ridiculous rates partially due to the fact that they also need to pay multimillion dollar advertising budgets. Or worse, bring the price down by giving shockingly low coverage that is somehow still legal.

Worse still, our healthcare system relies nearly solely on private healthcare… and yes they do it too. See: MetLife Stadium

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DeltaTangoLima@reddrefuge.com ⁨1⁩ ⁨year⁩ ago

It’s not about being able to cover their liabilities

I’m referring to OP’s assertion that “Isn’t this our fucking money you’re meant to give out should, god forbid, something happen?”.

I don’t disagree that the insurance industry is a cottage industry, largely built on/supported by FUD, but that wasn’t the point of my reply.

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- AA5B@lemmy.world ⁨1⁩ ⁨year⁩ ago
  One of the unethical behaviors that is becoming all too common, is for an insurer to deny by default. Then if you want the reimbursement you’re owed, you have to fight for it, and not ebpveryone knows how or is willing to.
  
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  - T00l_shed@lemmy.world ⁨1⁩ ⁨year⁩ ago
    Oh I’m sorry, being impaled on a metal pole is a pre-existing condition, so you don’t deserve coverage for it anyway! Also two hearing aids is experimental and not coveted! Mmmkay go fuck yourself byyyeeee.
    
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