There are, but a lot of them usually require something to qualify for their coverage and aren’t as large as national companies. The smaller companies usually don’t have as large an appetite for risk, and will therefore only provide discounts to less risky drivers.
bitwolf@lemmy.one 1 year ago
Can you share some names of them? To help me get started researching them
Ullallulloo@civilloquy.com 1 year ago
en.wikipedia.org/wiki/Mutual_insurance#United_Sta…
en.wikipedia.org/…/Reciprocal_inter-insurance_exc…